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Students who have not defaulted on a loan, may under certain conditions defer (postpone payment on) a student loan after leaving school. See Borrower Rights and Responsibilities for a list of the more common conditions under which loans may be deferred. Students who feel they may be eligible for a student loan deferment must contact their lender. While applying for a deferment, the student must continue to make payments until the deferment is approved. If the payments are not continued, the student may end up in default status.
