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Federal Subsidized Stafford Loans are need-based; therefore, students must demonstrate financial need to be eligible. That need is indicated on the Student Aid Report (SAR), which is the result of applying for financial aid.
These loans are called "subsidized" because the government pays the interest while you are in school. If you take out one of these loans, the federal government pays the interest while you are either in school or in any other declared deferment status.
First year students (0 to 29 credit hours) may borrow up to $3,500. Second year students (30 or more credit hours) may borrow up to $4,500.
