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Unsubsidized Stafford Loan

Federal Unsubsidized Stafford Loans are available to help you meet your cost of education.

As these are nonneed-based loans, students are responsible for paying the interest while attending school and during any other declared deferment periods. The interest is compounded quarterly.

The following shows the loan maximum amounts for dependent and independent students.

 

Dependent Students

Level

Base Amount

Additional unsubsidized loan amount

In ALL College Level Courses

 

Freshman

3500

None except to replace sub eligibility only

Sophomore

4500

None except to replace sub eligibility only

If Courses Below 1000 Level

 

Freshman

3500

No unsubsidized is available

Sophomore

4500

No unsubsidized is available

If In Coordinated Entry Program

 

Freshman

3500

2000 (or to replace sub eligibility up to max annual 5500)

Sophomore

4500

2000 (or to replace sub eligibility up to max annual 6500)

Independent Students

Level

Base Amount

Additional unsubsidized loan amount

In ALL College Level Courses

 

Freshman

3500

4000 (or to replace sub eligibility up to max annual 7500 unsub)

Sophomore

4500

4000 (or to replace sub eligibility up to max annual 8500 unsub)

If Courses Below 1000 Level

 

Freshman

3500

No unsubsidized is available

Sophomore

4500

No unsubsidized is available

If In Coordinated Entry Program

 

Freshman

3500

6000 (or to replace sub eligibility up to max annual 9500)

Sophomore

4500

6000 (or to replace sub eligibility up to max annual 10500)